Archive for the 'Buying' Category
Own a Piece of Paradise
Filed Under categories: Buying, News You Can Use, Real Estate News
posted by Raye Scott on January 29th, 2010

Local home prices on the upswing
The San Diego Union Tribune’s Roger Showley reported January 26th in the financial/business section that San Diego home prices are on the rise. In fact, we are one of the top 4 major metro areas for appreciation from 2000-2009. While not completely out of harm’s way, the market is showing more signs of strength than weakness and some light at the end of the tunnel.
Over the past 3 years, my business partner in Scott~Finn & Associates, Francine Finn and I have heard the phrase
“I’m not going to buy right now, I’m waiting for the bottom.”
“I’m not going to buy right now, I’m waiting for the bottom.”
Well, folks, wait no more. We’re there and already starting to climb out. Besides today’s article testifying to the improvements in San Diego, there were several articles last week to reinforce the facts. San Diego is more affordable than ever. But, not for long. This is still “America’s Finest City” with incredible year-round weather, great attractions, natural beauty and a revitalized downtown that has attracted world-wide attention. Read the rest of this entry »
Umbrella to Cover ‘Unexpected’ for 1st Time Buyers
Filed Under categories: Buying, First Time Homebuyer, News You Can Use
posted by Francine Finn on January 28th, 2010

The California Housing Affordability Fund Mortgage Protection Program has been extended through December 31, 2010, or until funds are exhausted.
Under the free program, which received $1 million from the California Association of Realtor’s Housing Affordability Fund and an additional $420,000 from the National Association of Realtors, first-time home buyers who lose their jobs due to layoffs may be eligible to receive up to $1,500 per month, for up to six months, to help make their mortgage payments. Read the rest of this entry »
Video: Buy Now or Wait?
Filed Under categories: Buying, Finance, News You Can Use, Real Estate News
posted by Raye Scott on December 11th, 2009
The Cost of Waiting - Interest Rate Analysis
After many requests to break down the ‘Cost of Waiting’, Craig Sewing created this video as part of his blog, www.mortgagediaries.com.
Craig Sewing is the host of “Save Money San Diego” radio show and is the manager of Benchmark Mortgage Read the rest of this entry »
Who Wins in a Short Sale?
Filed Under categories: Buying, Finance, News You Can Use, Real Estate News, Selling
posted by Francine Finn on May 22nd, 2009

Ask the Expert…
Who Wins in a Short Sale?
Francine Finn interviewed by Fox 5 San Diego’s Arthel Neville on the morning news.
- What is a Short Sale?
How does a Short Sale work?
Why does it take so long?
How vulnerbale is the seller?
Senate Passes Stimulus Package
Filed Under categories: Buying, Finance, News You Can Use, Real Estate News
posted by Francine Finn on February 16th, 2009
In addition to all the “pork” that we were never supposed to have with our newly elected officials, there are actually some items that could help citizens of California & the country over all contained in the ‘AMERICAN RECOVERY AND REINVESTMENT ACT’ now awaiting President Obama’s signature.
As a member of the California Associate of Realtors, I received the letter below outlining the benefits that should help get our economy on the road to recovery. Whether you are thinking of buying a new home or condo in downtown San Diego, or throughout the county or state, raising the conforming loan limits truly is significant. First time home or condo buyers have been
Read the rest of this entry »
Best Deal in Bankers Hill!
Filed Under categories: Buying, News You Can Use, Real Estate News
posted by Raye Scott on February 5th, 2009
It won’t get much better (or worse) than this! Situated in a beautiful residential complex in Bankers Hill called Cambridge Square, this two story townhouse with 1,659 square feet, 3 bedrooms, 3 baths is on the market for $500,000! To put that into perspective, it sold in April of 2006 for $845,000! This is a short sale and may take some time, but will not be time wasted.
OPEN HOUSE – 2/7 Saturday & 2/8 Sunday 12–3pm
Hosted by: Sarah Scott (619) 840–2767
Downtown San Diego Market Survives!
Filed Under categories: Buying, Columbia District, Core, Cortez Hill, Downtown San Diego, East Village, Gaslamp Quarter/ Horton, Little Italy, Marina District, News You Can Use, Real Estate News, Selling
posted by Raye Scott on January 9th, 2009
Downtown San Diego Market Survives Media Onslaught!
Don’t you just love journalism that paints the whole picture with a wide brush and forgets the individual and unique characteristics? If you believe everything you read from the flimsy and sloppy reporting of the past two years, none of us are still working, paying our bills and we are all on the verge of losing our homes.
Read the rest of this entry »
But First, This Is Downtown Today
Filed Under categories: Buying, Columbia District, Core, Cortez Hill, Downtown San Diego, East Village, Gaslamp Quarter/ Horton, Little Italy, Marina District, News You Can Use, Real Estate News
posted by Kea Bensen on November 5th, 2008

CCDC’s Summer/Fall 2008 Downtown Magazine Is Here!
This bi-annual publication provides all of the latest updates and developments in downtown including, going green, parking, lighting, San Diego Civic Center, Harbor Drive Pedestrian Bridge, Tweet Street Park, parking, Affordable Housing, Balboa Theater restoration, North Embarcadero Visionary Plan updates, Education Fair, Children’s Museum and San Diego Quiet Zone. CCDC, Summer/Fall Issue 59.
Click here to read Downtown Today Summer/Winter 2008
Previous issues of Downtown Today
Common Sense Prevails in Uncommon Market
Filed Under categories: Buying, News You Can Use, Real Estate News
posted by Kea Bensen on November 3rd, 2008
“Buy A Home – – Or Wait?”
Common sense still prevails in an uncommon market. No one can predict the return of market profits, or the bottom of real estate prices - and they shouldn’t try to predict real estate as an investment. Real estate is still a tangible investment and its’ tangible qualities are more important than ever. While a home holds monetary value, it holds emotional and permanence values.
Time To Celebrate…..almost
Filed Under categories: Buying, Finance, News You Can Use, Real Estate News, Selling
posted by Kea Bensen on September 10th, 2008
It’s not time to pop the champagne, but it may ease the jitters felt by millions of homeowners, lenders, realtors now that the Feds have moved forward on a necessary takeover and restructuring of the mortgage giants, Fannie Mae and Freddie Mac.
Treasury Secretary Henry Paulson has organized a well-designed plan for not only placing the companies into the hands of the government for reorganization but











